Financial Highlights for 2015 Annual Results
Profitability (%) |
2015 |
2014 |
Change |
Return on average total assets |
1.30 |
1.40 |
-0.10 |
Return on weighted average equity |
17.10 |
19.96 |
-2.86 |
Cost-to-income ratio |
26.69 |
27.93 |
-1.24 |
*indicates annualized ratios.
Asset Quality(%) |
2015.12.31 |
2014.12.31 |
Change |
NPL ratio |
1.50 |
1.13 |
0.37 |
Allowance to NPL |
156.34 |
206.90 |
-50.56 |
Capital Adequacy(%) |
2015.12.31 |
2014.12.31 |
Change |
Core Tier 1 Capital Adequacy Ratio |
12.87 |
11.92 |
0.95 |
Capital Adequacy Ratio |
15.22 |
14.53 |
0.69 |
Note: Data were calculated in accordance with the Regulation Governing Capital of Commercial Banks (Provisional).
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